Instant cash · M-Pesa
Instant M-Pesa Loans in Kenya
When you need cash on your phone today, Havillah Credit delivers instant M-Pesa loans in Kenya — apply online, get approved, and repay via M-Pesa on clear 7-day or 30-day terms.
Why Kenyans choose our M-Pesa loans
- Mobile-first application — works on any smartphone
- Disbursement to your Safaricom M-Pesa number
- Transparent 5% fee + max 25% interest / 30 days
- Build trust with on-time repayments and grow your limit
Try before you apply
Use the free 30-day loan calculator to see exactly what you’ll repay, then submit your application.