Kenya · Fintech · Digital lending
About Havillah Credit
Havillah Credit is Kenya's best online loan platform — helping individuals, chamas, SACCOs, and SMEs access finance through a fast, mobile-first experience built for M-Pesa users.
Who we serve
We serve borrowers across Kenya — from Nairobi and Mombasa to Kisumu, Nakuru, Eldoret, and rural counties. Register with your M-Pesa number and National ID, apply online in minutes, and repay via M-Pesa paybill or till.
Loan products
- Personal loans — KSh 500 to KSh 5,000 for first-time borrowers
- Instant M-Pesa loans — cash to your phone after approval
- Group & chama loans — KSh 50,000 to KSh 5,000,000 for registered groups
- Logbook & asset finance — vehicles, boda, matatu, and equipment
- SME & business loans — working capital and biashara growth
- Best loan site in Kenya — why Kenyans choose Havillah Credit
Free tools for Kenyan borrowers
Havillah Credit includes a loan calculator, loan matcher, and eligibility checker — free resources to compare Kenyan loan types, CRB readiness, and debt-to-income before you apply.
Contact & business details
- Company
- Havillah Credit (Havillah Kenya)
- Website
- havilahcredit.com
- Phone
- +254 714 542 367 (0714 542 367)
- Location
- Nairobi, Kenya — nationwide online service
- Industry
- Financial services · Fintech · Digital lending
- Currency
- Kenyan Shillings (KES)
- Payments
- M-Pesa
Kenya finance directories
Register Havillah Credit on these Kenyan fintech and business directories to build backlinks and visibility:
- AFIK Fintech Directory — register here
- Kenya Financing Gateway — register here
- Fimbo Kenya — list your business
- Bizna Kenya Directory
When listing, use website havilahcredit.com or this about page. After approval, send us the profile URL to add to our site profile.